🧮 Реальная стоимость покупки
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Бесплатно. Написаны нашей командой, обновлены на 2026 год.
Buying off-plan means paying before the home is built. Spanish law makes the developer guarantee every payment, and a 2026 Supreme Court ruling confirms the bank cannot dodge that protection. Here is what it means for you, in plain language.
El proceso paso a paso, el coste real (10-14%), NIE, hipoteca para no residentes y los errores que evitamos por ti.
Cómo vendemos, los impuestos que te afectan (retención del 3%, plusvalía, ganancia), documentos y cómo vender desde el extranjero.
Qué cambió el 6 de junio de 2026 en el impuesto de transmisiones patrimoniales (ITP) de la Comunidad Valenciana — y qué significa ahora para tu compra. (Disponible en inglés.)
A clear comparison of the two halves of Spain's most-bought-by-foreigners coast — what each is good at, what each costs, and how to choose.
The 10–14% you actually pay on top of the asking price — at a glance.
Real monthly numbers from people who actually live here — for retirees, couples, and families considering the move.
A clear, answer-first guide for Belgian and Dutch buyers: can you buy, the step-by-step process, the real all-in costs, financing, taxes, and why the northern Costa Blanca suits Benelux buyers.
What it really costs to own a Spanish property each year as a non-resident: IBI, non-resident income tax (IRNR), community fees, utilities, insurance — plus what you pay when you sell.
A practical guide for Belgian, Dutch and other EU citizens relocating to the Costa Blanca: no visa needed, the EU residency certificate, empadronamiento, healthcare options, and the 183-day tax-residency rule.
A quick, honest comparison of the main northern Costa Blanca towns — who each one suits, the vibe, the price feel and the trade-offs — to help Belgian, Dutch and international buyers shortlist before visiting.
How buying new-build or off-plan works in Spain: the stage-payment schedule, the bank guarantees that protect your money, taxes (IVA + AJD), the licence of first occupation, and the pros and cons vs resale.
How non-resident mortgages work on the Costa Blanca: typical loan-to-value, fixed vs variable rates, the documents banks ask for, the step-by-step process, costs, and tips to get approved.
Personal name versus a company: we compare the advantages, risks and when each option makes sense when buying Spanish property as an international buyer. Educational guide, not tax advice.
Official Q1 2026 transaction data confirms Alicante province leads Spain in international demand (44.65%). Here is what a stable, internationally-driven market means for buying on the Costa Blanca today.
The true total cost of buying in Spain: transfer tax, VAT, notary, registry, lawyer and mortgage fees. Budget 10-15% on top of the price.
Good news for buyers: from 1 June 2026 the Valencia region cuts resale transfer tax (ITP) from 10% to 9% and stamp duty (AJD) from 1.5% to 1.4%. How it works, worked examples and who qualifies for extra reductions.
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